Instant gratification!!!

Yesterday I was chatting with my sister...that itself is a daunting task...but still I tried to maintain my flow...she actually was waiting for someone...that friend had already left her home before 15 mins and was on her way to my residence. This topic inadvertently came across when she called her to ask where are you?

Flashback 15 years, imagine she calls....well, can she call? There were no mobiles then, but we had one virtue which we hadn’t lost-Patience, and moreover, we didn’t seek any instant gratification. We waited for things to happen in their own sweet time...And this is just a synecdoche, which can encompass many small things..for which we had patience to wait

• Buying your first car
• Buying your AC
• Going for movies after 4-5 weeks
• Many more examples

However, is patience good for the economy? Something to think about...
Credit growth will decline, people postponing their gratification will lead to fall in desire to purchase things and deny any sense of pleasure

So we do need fast life, where we earn and then spend whatever we earn...Savings decline will help boost in economy. Ok so what? There is no right answer as it depends on person to person

Just wrote this post after reading Kabir's Doha

Dhire dhire re mana, dhire sab kuch hoye
mali sinche sau gadha, hritu aaye fal hoye

Think about it...

Stubble

Stubble is the order of the say. New actors now sport the stubble which makes the leading ladies fall for this guy. Take Aayushyaman from Vicky Donor or Arjun Kapoor from ishaqzaade. They both have beards to woo their prospective mates. Times are changing – who wants to go around with clean shaven guys. This observation is coming from pubs and workplace too. Even Abhishek Bacchan used stubble for impressing Aishwaria :P. Have to adapt to the new age – Next Change – Rathin’s stubble look….

How was your weekend?

Its Sunday today, and as usual I am sitting home and doing nothing, so thought of writing a blog on weekends? Tomorrow, it’s Monday, and there is one dreaded question which I quite often face.” How was your Weekend?”

Coupled with Monday morning blues, Monday therefore becomes my worst day of the week. However, most people ask this question to beat their Monday morning blues!!! So on each Monday I am completely dumbfounded and speechless to this intrusive question, not which I care about it though. My friends know me as a no-party animal (they call me Xenophobic sometimes and much to their annoyance I don’t have girlfriend too). As a result, I prefer staying at my home-sweet-home.

I try to think of various answers but unfortunately I am not able to get it. So I give the answer – I was at home. But people don’t stop at this point. They would like to know the reason that why was I at home and not utilizing the weekend more productively.

Why can’t I just sit at home and do nothing? I like doing nothing and just contemplate for hours and hours about myriad things happening in my life and all around. I think of the past which is never going to come back and future which is beyond my control. So thinking is what I do over the weekend. But who is going to understand that explanation so I add to the above answer that I saw some episodes of Carolyne in the City and The Big Bang Theory episodes. Sometimes I also say that I read few books and comics (though sometimes I genuinely do that).

Next time someone’s asks me this ubiquitous question, I will divert them to this blog. So I will summarize some answers for them.

•I do nothing (if they stop at this – end conversation, and speak of something else, else give the following answers)

•I watched BBT and CITC (some would be satisfied with this answer – Sorry I can’t remember episodes names)

•I read some books and Comics (Calvin and Hobbes)

•I was at my friends place (chatting with him)

•I was at Bombay

All these answers will become repetitive in course of time and hence I have to think of some new ones. But atleast I am preparing the list, have you started yet??

Tribute to Whitney Houston

Tribute to Whitney Houston...We have lost one of the best voices...

Song from Bodyguard OST

If I should stay,
I would only be in your way.
So I'll go, but I know
I'll think of you ev'ry step of the way.

And I will always love you.
I will always love you.
You, my darling you. Hmm.

Bittersweet memories
that is all I'm taking with me.
So, goodbye. Please, don't cry.
We both know I'm not what you, you need.

And I will always love you.
I will always love you.

(Instrumental solo)

I hope life treats you kind
And I hope you have all you've dreamed of.
And I wish to you, joy and happiness.
But above all this, I wish you love.

And I will always love you.
I will always love you.
I will always love you.
I will always love you.
I will always love you.
I, I will always love you.

You, darling, I love you.
Ooh, I'll always, I'll always love you.

Traits of a good investor

•Is truthful to himself and knows his limitations
•Is able to say that I don’t know this. So he won’t invest in these regardless it might offer bountiful opportunities
•Is a good reader
•Is humble in success
•Is disciplined – follows his investing process regardless of the outcome
•Is always eager to learn new techniques of investments and tries to replicate good ones in his own investment strategies
•Is mostly frugal – spends wisely
•Is realistic in achieving the targeted returns
•Is a good capital allocator
•Understands businesses, competition well

Will try to find more and put it across…

Mein Zindagi ka saath - Adieu Mr. Evergreen

Truly said, the era has ended. With sad demise of Dev Anand, the vibrant actor who has lived his life like the following song:

Main Zindagi Ka Saath Nibhata Chala Gaya

Maein Zindagi Ka Saath Nibhata Chala Gaya
Har Fikar Ko Dhuen Mein Udata Chala Gaya
Barbadiyon Ka Shok Manana Fizul Tha
Barbadiyon Ka Jashan Manata Chala Gaya
Har Fikar Ko Dhuen Mein Uda
Jo Mil Gaya Usi Ko Muqaddar Samajh Liya
Jo Kho Gaya Maein Usko Bhulata Chala Gaya
Har Fikar Ko Dhuen Mein Uda
Gham Aur Khushi Mein Farq Na Mehsoos Ho Jahan
Maein Dil Ko Us Muqaam Pe Laata Chala Gaya
Har Fikar Ko Dhuen Mein Uda

This is one of my best songs. Doesn’t it resemble qualities of a Yogi from Geeta?

Macro Picture - Should We spend time on it?

What is coming off in investment these days?
•Europe crisis looming ahead - Greeks on verge of default.
•Interest rates still high due to inflation

Where are we heading towards? What will happen to our investments? Why are we worrying about the macro factors?

I wouldn’t have but it is necessary to take the holistic view to check if everything is alright in the global markets especially after reading Jim Rogers. But one must not completely look at the macro picture. If the economy is not doing well, then majority of the companies will not do well. This is the time where the good companies are available cheap and you can start investing in them. Yes, everything won’t be hunky-dory and it will require tremendous amount of patience to get adequate returns. But as Warren Buffet said, time is a good friend of good businesses while it is a foe for bad businesses.

Happy investing!