Listening to this song - good composition
of course I liked the movie but this song is one of my best
http://www.youtube.com/watch?v=ZAmzHO06_c0
Lyrics go like this
Source: http://www.stlyrics.com/lyrics/shrek/hallelujah.htm
I've heard there was a secret chord
That David played, and it pleased the Lord
But you don't really care for music, do you?
It goes like this
The fourth, the fifth
The minor fall, the major lift
The baffled king composing Hallelujah
Hallelujah, Hallelujah
Hallelujah, Hallelujah
Your faith was strong but you needed proof
You saw her bathing on the roof
Her beauty
in the moonlight
overthrew you
She tied you
To a kitchen chair
She broke your throne,
she cut your hair
And from your lips she drew the Hallelujah
Hallelujah, Hallelujah
Hallelujah, Hallelujah
Maybe I've been here before
I know this room, I've walked this floor
I used to live alone before I knew you
I've seen your flag on the marble arch
love is not a victory march
It's a cold and it's a broken hallelujah
Hallelujah, Hallelujah
Hallelujah, Hallelujah
There was a time you'd let me know
What's real and going on below
But now you never show it to me do you?
Remember when I moved in you?
The holy dark was moving too
And every breath we drew was hallelujah
Hallelujah, Hallelujah
Hallelujah, Hallelujah
Maybe there's a God above
And all I ever learned from love
Was how to shoot at someone who outdrew you
It's not a cry you can hear at night
It's not somebody who's seen the light
It's a cold and it's a broken hallelujah
Hallelujah, Hallelujah
Hallelujah, Hallelujah
Hallelujah, Hallelujah
Hallelujah, Hallelujah
Thursday, May 26, 2011
Monday, May 9, 2011
Investors club? Do we need it?
Of late in my office, we have started investors club. Investors club is a group of people who meet every fortnight and speak about a stock picks i.e. why would you invest in this company. This is really great as it helps us in knowing best stocks which will yield better returns for the long term.
However, when there were expectations setting, one of the common trends which were observed; that most attendees were clueless about investing in stocks and directly wanted to invest in the stock markets. Consequently, first session was kept on the basics of various market instruments where individuals can invest. However, just because it was investment club, members still wanted to invest directly in the markets. Some wanted tips without putting in efforts.
I can understand that there is definitely a thrill of directly investing in markets, but there has to be learning process involved.
During the session, I suggested two books: The Warren Buffet Way and One up on the Wall Street as a starting point of understanding stocks and companies. After this session, one and half months have passed and in the next session when asked who has read the book – no one replied yes. None of them has even bought the books, let alone reading them. If this is the case, then how in the hell are they going to read the annual reports which is a most-read document for investing in stocks? Ideally one has to spend 5-6 hours in a week to analyze the stock.
In a nutshell, they want to earn high returns without dedicating themselves for the grinding work. Well, one can still generate benchmark returns, but one has to accept that he can’t devote time on this and there are other experts who can do that for him. Here comes the mutual fund advantage, where the person who doesn’t want to devote much time on research. So he has to be truthful with himself and assess his priorities before diving directly in the stock markets. Yes, this will be unexciting but it frees him to do other stuff which interests him. Also, it provides him the discipline to invest regularly in all market cycles which will ultimately result in creation of wealth over the long term.
Also, one thing which was missed in expectation setting session was that how much one saves of his total income. If the person is not able to save even 10% of this total income, then it is meaningless to speak about investing in front of him. What is he going to invest if he is spending every penny? Is there even a point to explaining him about investing and wasting one’s time…
These are solely authors’ views.
However, when there were expectations setting, one of the common trends which were observed; that most attendees were clueless about investing in stocks and directly wanted to invest in the stock markets. Consequently, first session was kept on the basics of various market instruments where individuals can invest. However, just because it was investment club, members still wanted to invest directly in the markets. Some wanted tips without putting in efforts.
I can understand that there is definitely a thrill of directly investing in markets, but there has to be learning process involved.
During the session, I suggested two books: The Warren Buffet Way and One up on the Wall Street as a starting point of understanding stocks and companies. After this session, one and half months have passed and in the next session when asked who has read the book – no one replied yes. None of them has even bought the books, let alone reading them. If this is the case, then how in the hell are they going to read the annual reports which is a most-read document for investing in stocks? Ideally one has to spend 5-6 hours in a week to analyze the stock.
In a nutshell, they want to earn high returns without dedicating themselves for the grinding work. Well, one can still generate benchmark returns, but one has to accept that he can’t devote time on this and there are other experts who can do that for him. Here comes the mutual fund advantage, where the person who doesn’t want to devote much time on research. So he has to be truthful with himself and assess his priorities before diving directly in the stock markets. Yes, this will be unexciting but it frees him to do other stuff which interests him. Also, it provides him the discipline to invest regularly in all market cycles which will ultimately result in creation of wealth over the long term.
Also, one thing which was missed in expectation setting session was that how much one saves of his total income. If the person is not able to save even 10% of this total income, then it is meaningless to speak about investing in front of him. What is he going to invest if he is spending every penny? Is there even a point to explaining him about investing and wasting one’s time…
These are solely authors’ views.
Sunday, May 8, 2011
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